Privacy Policy

HORIZONX PTY LTD (ABN 41 623 065 725) (we, us or our), understands that protecting your personal information is important. This Privacy Policy sets out our commitment to protecting the privacy of personal information provided to us, or collected by us, when interacting with you.

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THE INFORMATION WE COLLECT.

Personal information: is information or an opinion, whether true or not and whether recorded in a material form or not, about an individual who is identified or reasonably identifiable.

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The types of personal information we may collect about you include:

  • Identity Data including your name, age, photographic identification, marital status, pronouns, Tax File Number and gender.
  • Contact Data including your telephone number, address and email.
  • Financial Data including bank account and payment card details (through our third party payment processor, who stores such information and we do not have access to that information).
  • Background Verification Data including your government-issued identification details requested as part of our onboarding process to comply with our due diligence obligations, anti-money laundering laws and related ongoing monitoring commitments.
  • Transaction Data including details about payments to you from us and from you to us and other details of products and services you have purchased from us or we have purchased from you.
  • Technical and Usage Data when you access any of our websites or platforms, details about your internet protocol (IP) address, login data, browser session and geo-location data, statistics on page views and sessions, device and network information, acquisition sources, search queries and/or browsing behaviour, access and use of our website (including through the use of Internet cookies or analytics), and communications with our website.
  • Profile Data including your username and password for the HorizonX platform, profile picture, purchases or orders you have made with us, content and information you send receive and share through our platform, and support requests you have made.
  • Interaction Data including information you provide to us when you participate in any interactive features, including surveys, contests, promotions, activities or events.
  • Marketing and Communications Data including your preferences in receiving marketing from us and our third parties and your communication preferences.
  • Professional data including where you are a worker of ours or applying for a role with us, your professional history such as your previous positions and professional experience.

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HOW WE COLLECT PERSONAL INFORMATION

We collect personal information in a variety of ways, including:

  • when you interact directly with us, including face-to-face, over the phone, over email, or online;
  • when you complete a form, such as registering for any events or newsletters, or responding to surveys;
  • when you apply for a job with us;
  • from third parties, such as details of your use of any website we operate (from our analytics and cookie providers and marketing providers. See the “Cookies” section below for more detail on the use of cookies); or
  • from publicly available sources, such as social media or the Australian Securities and Investment Commission (ASIC).

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WHY WE COLLECT, HOLD, USE AND DISCLOSE PERSONAL INFORMATION

Personal information: We collect, hold, use and disclose your personal information for the following purposes:

  • to enable you to access and use our platform, including to provide you with a login;
  • to assess whether to take you on as a new client, including to perform anti-money laundering, anti-terrorism, sanction screening, fraud and other background checks on you;
  • to do business with you, including to dispatch and deliver our platform to you and assess your application;
  • to contact and communicate with you about our business, including in response to any support requests you lodge with us or other enquiries you make with us;
  • to contact and communicate with you about any enquiries you make with us via any website we operate;
  • for internal record keeping, administrative, invoicing and billing purposes;
  • for analytics (including profiling on our website), market research and business development, including to operate and improve our business, associated applications and associated social media platforms;
  • for advertising and marketing, including to send you promotional information about our events and experiences and information that we consider may be of interest to you;
  • to run promotions, competitions and/or offer additional benefits to you;
  • if you have applied for employment with us, to consider your employment application; and
  • to comply with our legal obligations or if otherwise required or authorised by law.

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OUR DISCLOSURES OF PERSONAL INFORMATION TO THIRD PARTIES

Personal information: We may disclose personal information to:

  • our employees, contractors and/or related entities;
  • IT service providers, data storage, web-hosting and server providers;
  • marketing or advertising providers;
  • professional advisors, bankers, auditors, our insurers and insurance brokers;
  • payment systems operators or processors;
  • our existing or potential agents or business partners;
  • anyone to whom our business or assets (or any part of them) are, or may (in good faith) be, transferred;
  • courts, tribunals and regulatory authorities, in the event you fail to pay for goods or services we have provided to you;
  • courts, tribunals, regulatory authorities and law enforcement officers, as required or authorised by law, in connection with any actual or prospective legal proceedings, or in order to establish, exercise or defend our legal rights;
  • third parties to collect and process data, such as analytics providers and cookies; and
  • any other third parties as required or permitted by law, such as where we receive a subpoena.

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Google Analytics: We have enabled Google Analytics Advertising Features. We and third-party vendors may use first-party cookies (such as the Google Analytics cookie) or other first-party identifiers, and third-party cookies (such as Google advertising cookies) or other third-party identifiers together. These cookies and identifiers may collect Technical and Usage Data about you.

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You can opt-out of Google Analytics Advertising Features including using a Google Analytics Opt-out Browser add-on found here. To opt-out of personalised ad delivery on the Google content network, please visit Google’s Ads Preferences Manager here or if you wish to opt-out permanently even when all cookies are deleted from your browser you can install their plugin here.  To opt out of interest-based ads on mobile devices, please follow these instructions for your mobile device: On android open the Google Settings app on your device and select “ads” to control the settings. On iOS devices with iOS 6 and above use Apple’s advertising identifier. To learn more about limiting ad tracking using this identifier, visit the settings menu on your device.

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To find out how Google uses data when you use third party websites or applications, please see here.

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OVERSEAS DISCLOSURE

While we store personal information in Australia, where we disclose your personal information to the third parties listed above, these third parties may store, transfer or access personal information outside of Australia. We will only disclose your personal information overseas in accordance with the Australian Privacy Principles.

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YOUR RIGHTS AND CONTROLLING YOUR PERSONAL INFORMATION

Your choice: Please read this Privacy Policy carefully. If you provide personal information to us, you understand we will collect, hold, use and disclose your personal information in accordance with this Privacy Policy. You do not have to provide personal information to us, however, if you do not, it may affect our ability to do business with you.

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Information from third parties: If we receive personal information about you from a third party, we will protect it as set out in this Privacy Policy. If you are a third party providing personal information about somebody else, you represent and warrant that you have such person’s consent to provide the personal information to us.

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Restrict and unsubscribe: To object to processing for direct marketing/unsubscribe from our email database or opt-out of communications (including marketing communications), please contact us using the details below or opt-out using the opt-out facilities provided in the communication.

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Access: You may request access to the personal information that we hold about you. An administrative fee may be payable for the provision of such information. Please note, in some situations, we may be legally permitted to withhold access to your personal information. If we cannot provide access to your information, we will advise you as soon as reasonably possible and provide you with the reasons for our refusal and any mechanism available to complain about the refusal. If we can provide access to your information in another form that still meets your needs, then we will take reasonable steps to give you such access.

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Correction: If you believe that any information we hold about you is inaccurate, out of date, incomplete, irrelevant or misleading, please contact us using the details below. We will take reasonable steps to promptly correct any information found to be inaccurate, out of date, incomplete, irrelevant or misleading. Please note, in some situations, we may be legally permitted to not correct your personal information. If we cannot correct your information, we will advise you as soon as reasonably possible and provide you with the reasons for our refusal and any mechanism available to complain about the refusal.

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Complaints: If you wish to make a complaint, please contact us using the details below and provide us with full details of the complaint. We will promptly investigate your complaint and respond to you, in writing, setting out the outcome of our investigation and the steps we will take in response to your complaint. If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner.

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STORAGE AND SECURITY

We are committed to ensuring that the personal information we collect is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures, to safeguard and secure personal information and protect it from misuse, interference, loss and unauthorised access, modification and disclosure.

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While we are committed to security, we cannot guarantee the security of any information that is transmitted to or by us over the Internet. The transmission and exchange of information is carried out at your own risk.

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COOKIES

This Website (referred to in these “terms of use” as the website) is owned and operated by HorizonX Pty Ltd, who is referred to in this Cookie Policy as “we”, “us”, “our” and similar grammatical forms. Our Cookie Policy explains what cookies are, how we use cookies, how third-party partners may use cookies on our Websites and your choices regarding cookies. General information about visits to our Websites is collected by our computer servers, with small files “cookies” that our Websites transfers to your computer’s hard drive through your Web browser (if you allow the delivery of “cookies”). The “cookies” are used to follow the pattern of movements of users by
letting us know which pages on our Websites are visited, in what order and how often and the previous website visited and also to process the items you select if you are making purchases from our Websites. The anonymous non-personal information that we collect and analyse is not personal information as described in the Privacy Act.

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Why do we use “cookies” and other web use tracking technologies?

When you access our Website, small files containing a unique identification (ID) number may be downloaded by your web browser and stored in the cache of your computer. The purpose of sending these files with a unique ID number is so that our Website can recognise your computer when you next visit our Website. The “cookies” that are shared with your computer can’t be used to discover any personal information such as your name, address or email address they merely identify your computer to our Websites when you visit us. We can also log the internet protocol address (IP address) of visitors to our Website so that we can work out the countries in which the computers are located. We collect information using “cookies” and other tracking technologies for the following reasons:

  • to help us monitor the performance of our Website so that we can improve the operation of the Website and the services we offer;
  • to provide personalised services to each user of our Website to make their navigation through our Website easier and more rewarding to the user;
  • to sell advertising on the Website in order to meet some of the costs of operating the Website and improve the content on the Website; and when we have permission from the user, to market the services we provide by sending emails that are personalized to what we understand are the interests of the user.

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Even if you have given us permission to send you emails, you can, at any time, decide not to receive further emails and will be able to “unsubscribe” from that service. In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the Website, deliver advertisements on and through the Website, and so on.

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What are your choices regarding cookies?

If you are unhappy about having a cookie sent to you, you can set your browser to refuse cookies
or choose to have your computer warn you each time a cookie is sent. However, if you turn
your cookies off, some of our services may not function properly.

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LINKS TO OTHER WEBSITES

Our website may contain links to other party’s websites. We do not have any control over those websites and we are not responsible for the protection and privacy of any personal information that you provide whilst visiting those websites. Those websites are not governed by this Privacy Policy.

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AMENDMENTS

We may, at any time and our discretion, vary this Privacy Policy by publishing the amended Privacy Policy on our website. We recommend you check our website regularly to ensure you are aware of our current Privacy Policy.

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Legal Recommendation Document

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Subject: Recommendations for HorizonX’s Terms and Conditions Page Placement and Licensed Content Use Clause
Purpose:
To ensure compliance with Australian standards, protect HorizonX’s intellectual property, and provide clear guidelines to users accessing HorizonX’s website and content.1. Recommendations for Terms and Conditions (T&Cs) Page Placement

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1.1 Placement on the Website

  • Footer Section:
    • Add a link titled “Terms and Conditions” in the website footer, alongside existing links like “Privacy Policy” and “Contact Us.”
    • Ensure this link is prominently visible and accessible from all pages.
  • Header Section (Optional):
    • Include a link to “Terms and Conditions” in the dropdown menu under “About Us” or “Resources” to improve accessibility.

1.2 Integration with Other Pages

  • Cross-reference the T&Cs on the “Privacy Policy” page to guide users to relevant clauses for intellectual property and licensed content use.
  • Add a brief note or disclaimer linking to the T&Cs on pages featuring downloadable content or media (e.g., blogs, resources, or portfolio pages).

2. Licensed Content Use Clause
To protect HorizonX’s intellectual property and comply with Australian standards, include the following clause in the T&Cs:

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Licensed Content Use

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2.1 Ownership and Licensing
Certain images, videos, and other media (“Licensed Content”) available on this website have been sourced under paid licenses from third-party providers, including but not limited to Envato. HorizonX retains the rights to use, display, and distribute such Licensed Content as permitted under the respective license agreements.

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2.2 Restrictions on Use
Users are strictly prohibited from:

  • Downloading, reproducing, distributing, or modifying any Licensed Content available on this website without prior written consent from HorizonX.
  • Using Licensed Content for commercial purposes or in any manner that violates the applicable licensing terms.

2.3 Third-Party Licensing Terms
Users acknowledge and agree that the Licensed Content is subject to the licensing terms of the third-party provider (e.g., Envato). By accessing or using Licensed Content, users agree to comply with all applicable terms of use and licensing restrictions.

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2.4 Liability for Misuse
Unauthorized use, reproduction, or distribution of Licensed Content may result in legal action. HorizonX reserves the right to seek damages, including legal fees, for any violation of these terms.

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2.5 Indemnification
Users agree to indemnify and hold HorizonX harmless against any claims, damages, or liabilities arising from unauthorized use or distribution of Licensed Content.3. Review of HorizonX Website and Privacy Policy

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3.1 Privacy Policy Updates
Observations:

  • The existing Privacy Policy page covers essential aspects such as data collection, use, and disclosure.

Recommendations:

  1. Cross-Reference T&Cs:
    • Add a clause stating: “For further details on the use of this website, including intellectual property rights and licensed content, please refer to our new “Terms & Conditions” page.
  2. Cookies Policy:
    • Include a brief section about cookies usage, explaining tracking technologies, and provide a link to a detailed Cookies Policy if applicable.
  3. Third-Party Services Disclaimer:
    • Mention any data-sharing agreements with external providers like Envato for content licensing to ensure transparency.

3.2 Additional Clauses for T&Cs

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3.2.1 Limitation of Liability
HorizonX shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or its content, except as required by Australian law.

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3.2.2 Governing Law
These Terms and Conditions shall be governed by and construed by the laws of New South Wales, Australia. Any disputes arising out of these terms will be subject to the exclusive jurisdiction of the courts of New South Wales.

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3.2.3 User-Generated Content
If the website allows user-generated content (e.g., comments, reviews):

  • HorizonX reserves the right to moderate, edit, or remove any content that violates the T&Cs.
  • Users grant HorizonX a non-exclusive, royalty-free license to use, display, and distribute any content they submit.

3.2.4 Disclaimer of Warranties
The website and its content are provided on an “as is” basis. HorizonX makes no warranties regarding the accuracy, reliability, or availability of the content accuracy, reliability, or availability content, except as required under Australian law.

For any questions or notices, don't hesitate to get in touch with us at:

HORIZONX PTY LTD (ABN 41 623 065 725) Email: info@horizonx.com.au

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